Tag: personal finance

A mortgage is a strange thing – there are so many hoops to jump through, when the reality is that in most cases, you’re already paying rent each month that’s around the same cost as a mortgage repayment would be, and sometimes even more. However, banks and other lenders do have to be completely sure that you’ll be able to pay the loan back, which is why there are so many checks and balances involved – including the need for a down payment. 

Finance is a complicated world, and there are lots of terms and words you’ll hear that you aren’t accustomed to, and one of the most important is the concept of annuity. This refers to a payment that’s being made regularly at a particular time, such as once a month every month, and it’s the primary way you’ll get access to your pension from the years of working once you’ve retired, so keep reading to find out more about this process. In this article we will delve into different types of Annuity.

A digital nomad is someone who works from a laptop while travelling. It’s a great way of seeing the world while continuing to have money coming in. But just where should you stay when travelling as a digital nomad? Here are some of the options to consider. 

It’s a big decision deciding to sell your home. It’s not just an emotional decision, but a financial one, too, one that could have a significant impact on your long-term financial landscape. As such, it’s essential to take steps to ensure you can get maximum value from the sale of your property. While we might wish that our homes would sell for top dollar on their own, the truth is that it takes work. Happily, most of the steps involved are relatively straightforward. In this post, we’ll run through some common mistakes that owners make when selling their properties, and offer tips on how you can avoid them when selling your home.